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4 Reasons to Check Your Credit Report

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Until the recent hacking of Equifax, you probably hadn’t checked your credit report in a while. Knowing what is in your report can help you avoid problems with everything from landing a job to buying a home. Here are four reasons to find out what’s in your credit report.

1. Protect yourself from identity theft. Fraudulent credit accounts and loans in your name will ruin your credit score. Getting them removed can be difficult, but must be done to clear your name.

2. Avoid unpleasant surprises. Knowing what is on your credit report before you want to buy a car, apply for a mortgage or rent an apartment is important because companies will be looking pull your report before doing business with you.

3. Correct mistakes. Checking your reports for mistakes or old information is a good idea to do as well. You can request this information be removed.

4. Build your credit score. By paying your bills on time and lowering your debt you can build your credit score. Which will make it more attractive for financial organizations to do business with you.

 

If you haven’t done so recently, take the time to check your credit report today.

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Janet Schiesl

Janet has been organizing since 2005. She is a Certified Professional Organizer and the owner of Basic Organization. She loves using her background as a space planner to challenge her clients to look at their space differently. She leads the team in large projects and works one-on-one with clients to help the process move quickly and comfortably. Call her crazy, but she loves to work with paper, to purge what is not needed and to create filing systems that work for each individual client. Janet is a Past President of the Washington DC Chapter of the National Association of Productivity and Organizing Professionals (NAPO) and was voted 2016 Organizer of the Year by the Washington DC Chapter of NAPO.

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